Financial advisor for expats in Germany

As an English speaking financial advisor, I will help you with pension planning.

Discovery call
100% Independent
Free consultation in English
Experienced & certified
Financial advisor, Alex Heckinig, from Lomee is talking to a client.
Girl asks an financial advisor from Lomee a question.

The best financial partner for English speakers

As a non-native German, you have different needs. We have the answers to your questions

Long-term partnership
About Lomee

The best financial partner for your jouney

Hi, my name is Alex and I'm here to guide you


Licensed Financial Advisor and Insurance Expert (Honorar Finanzberater 34h; Versicherungsvermittler 34d)


Masters in International Business - Maastricht University


Independent financial advisor

Lomee financial advisor is sitting on stone stairs and smiling in the camera.

Trusted partner

Pension in Germany

Your pension plan

You want to know how to calculate your public pension. You want to have a strategy on how to retire in Germany? Then let's get started. Book your 3 step program now. The first session is free.

Session 1: Discovery call

Time: 30 min

During our upcoming discovery call, we'll delve into how I can assist you in achieving your goals. This is your opportunity to share your current situation, aspirations, and any questions you may have.

Introduction: Get to know more about what I can do for you.
Your Story: Share your situation and what you aim to accomplish.
Q&A Session: Feel free to ask any questions you may have.
Next Steps: We'll discuss and outline the plan for moving forward.

The primary objective of our meeting is to determine if my expertise aligns with your goals.
I'm eager to explore this further with you.
If the Discovery Call sparks your curiosity, we can then dive into the more detailed Pension Strategy session.

Book discovery call

Session 2: Pension Strategy

Time: 60 min

Your personal situation

Financial Snapshot
We will analyze your monthly surplus, assessing income and expenses, and weigh your equity balance, including savings, loans, and investments.
Risk Profile
We'll also determine your risk tolerance and evaluate how much risk is suitable for your financial situation.

Analyzing your pension options

Existing plans: Decide whether to keep, freeze, or cancel current retirement plans.
Exploring new options: Assess potential avenues, like employer-offered company pension plans.
Personalized recommendations: Receive tailored advice based on your unique situation and preferences.

What you get

You gain an overview of the pension products
You choose which option is best for you
You know what you need and know how to get it

Instill confidence in your retirement planning, understand how much to save, be aware of the advantages and disadvantages of available options, and make informed decisions on the best-suited retirement plan.

Book discovery call

Session 3: Pension Plan

Time: 90 min

Get to know your ideal product
Choose your guarantee level
Pick your ETFs you want to invest in
Customize your product based on your needs

Outcome: Leave with a personalized retirement plan that makes you feel confident and accomplished in your financial planning.

Book discovery call
Honest financial advisor taking time to understand your personal situation

I admit it: I'm no expat, but rather as German potato as it gets. Nevertheless, Alex proved to be the first consultant that actually suggested us to cancel certain insurances that were no longer fitting to our personal needs and lifestyle and only recommended meaningful new ones. There was never any pressure, just an honest discussion about risks and preferences.He also can claim the honor of managing to set up a pension plan for my wife, which I was never able to during 13 years of partnership (he insists though that he's no marriage counselor ;) ). I wholeheartedly can recommend Alex to anyone seeking advice and an honest sparring partner for discussing your financial situation.

Ruwen Bussinger


April 5, 2024